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FCPCU has updated its online branching app for your mobile device! You will need to upload our new app, which is showing as “FCPCU” in the app store (not “First Carolina People’s CU”) and delete the old app. It will prompt you to sign in with your user name and password once you have downloaded the new app. You will see it looks a lot like our online branching website and easier to navigate around. The old app will be removed from the app store on November 29, 2021. If you have questions please give us a call at the credit union.
  • Purchase or refinance at today's low rates
  • E-statements, the convenience of going green
  • Shared branching - your credit union is always nearby


Effective immediately there is a limit of 20 non-currency items per day to be processed for personal checking and savings accounts. There is a limit of 50 non-currency items per day to be processed for business checking and savings accounts.

NC CashPoints No Surcharge ATMs


Use your First Carolina People's CU ATM or Debit card at any CashPoints ATM.

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overdraft protection

Cover Your Accounts With an Overdraft Line of Credit

With our overdraft protection, FCPCU will transfer available funds (some fees may apply) from your Share Savings Account to cover any overdrafts, helping you avoid uncomfortable situations, as well as related fees from merchants.

Learn more

The Car You Want Is Within Reach With Our Auto Loans

Looking to purchase a car or truck? We offer incredibly low rates on new and used vehicles. Up to 100% financing is available for qualified buyers with fixed rates.

Start the process now
Co Op Shared Branch

Over 5,000 Locations to Serve You!

Being part of the CO-OP Shared Branch networks means you can conduct transactions at more than 5,000 locations across the world, just as if you were in your own credit union office.

Search for the location nearest you

Goldsboro Office
201 E. Ash Street
Goldsboro, NC 27530

Phone:      (919) 736-0885
Toll-free:  (800) 452-4021

VISA Credit Cards:
(888) 999-3363
Lost/Stolen Debit Cards:
(833) 933-1681
VISA Debit Card Disputes:
(866) 279-1399