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Fee Schedule

As of March 15, 2020

Drafts
NSF Check (includes billpay)
$35.00
**Stop Payments (includes billpay)
$35.00
Check Copy (each)
$3.00
Manual Transfer
$5.00
Item returned/uncollected funds
$5.00
Item cleared/Deposit pending
$5.00
Below minimum balance/per day
$3.00
Item presented before dropbox/over the counter deposit received
$5.00
Share Accounts
Below minimum fee/each occurrence
$1.00
Dormant accts./3 yrs. dormant/balance below $2500
$2.00 / month
Manual transfer
$5.00
IRA's
Below minimum required balance - $25
$1.00 / month
No activity for 1 year/balance below $500/under 70 1/2
$1.00 / month
Close IRA (under age 59 1/2 and not deceased)
$25.00
VISA Debit Cards
Manual transfer
$5.00
Worn / Damaged Card replacement
No Charge
Lost Card or PIN # (1st time)
$5.00
Each additional lost card or PIN #
$20.00
Reinstatement of closed card
$25.00
NSF recurring transaction
$35.00
VISA Credit Card
Automatic transfer of monthly payments
$3.00 / month
Business Accounts
Transactions from 11:30 to 2:00 and last 30 minutes of the business day
$15.00 per transation
3rd Party NSF items on business account
$35.00
Monthly maintenance fee for business accounts
$10.00
ACH
NSF ACH items
$35.00
**Stop Payments
$35.00
Manual Transfer
$5.00
Skip or postpone origination
$5.00
One time origination
$5.00
Item cleared/Deposit pending
$5.00
Safe Deposit Boxes
3 x 5
$20.00 per year
3 x 10
$30.00 per year
Miscellaneous Fees
Interim Statement
$1.00
Statement Copies
$1.00 / month
Returned Mail per statement
$2.00
Cashier's Check (payable to 2nd party)
$2.00
Mailed Cashier's Check (payable to 2nd party)
$4.00
Cashier's Check - stop payment
$10.00 (if less than $2,500)
Cashier's Check - stop payment
$20.00 (for $2,500 and over)
Wire Transfer (in or out) domestic only
$10.00 (before 1:00 p.m.)
Wire Transfer (in or out) domestic only
$15.00 (after 1:00 p.m.)
FAX for members
No Charge
Tax Levy / Garnishment processing fee
$25.00
Research Fee - 1st Hour
$25.00
Research Fee - each additional hour
$10.00
Duplicate lien release request
$10.00
Close account(s) at member request and open new accounts (no charge for fraud w/police report filed)
$25.00 EACH sub account
Member generated NSF
$35.00
Early account termination (less than 6 months)
$25.00
3rd Party NSF check
$35.00
Shared Branch Returned Item Fee
up to $35.00
Internet Branching Fees
Not using edocuments
$2.00 / month
Bill pay inactivity
$2.00 / month

*Checks reported lost or stolen will NOT have a stop payment fee charged
**Fee applied only if check or ACH tries to clear accounts

Goldsboro Office
201 E. Ash Street
Goldsboro, NC 27530

Cary Office
1105 Walnut Street
Cary, NC 27511

Phone:      (919) 736-0885
Toll-free:  (800) 452-4021
memberservice@fcpcu.com

Lost/Stolen Debit Cards:
(800) 889-5280
Lost/Stolen VISA Credit Cards:
(800) 369-4887