As of April 10, 2025
Drafts
NSF Check (includes billpay)
$35.00
**Stop Payments (includes billpay)
$35.00
Check Copy (each)
$5.00
Manual Transfer
$5.00
Item returned/uncollected funds
$5.00
Item cleared/Deposit pending
$5.00
Below minimum balance/per day
$3.00
Share Accounts
Below minimum fee/each occurrence
$3.00
Dormant accts./3 yrs. dormant/balance below $2500
$2.00 / month
Manual transfer
$5.00
IRA's
Below minimum required balance - $25
$5.00 / month
No activity for 1 year/balance below $500/under 70 1/2
$5.00 / month
Close IRA (under age 59 1/2 and not deceased)
$25.00
VISA Debit Cards
Worn / Damaged Card replacement
No Charge
Lost Card (1st time)
$5.00
Each additional lost card
$30.00
Reinstatement of closed card
$25.00
NSF recurring transaction
$35.00
Business Accounts
3rd Party NSF items on business account
$35.00
ACH
NSF ACH items
$35.00
**Stop Payments
$35.00
Manual Transfer
$5.00
Skip or postpone origination
$10.00
One time origination
$10.00
Stop ACH origination before loan payoff
$10.00
Item cleared/Deposit pending
$5.00
Safe Deposit Boxes
3 x 5
$25.00 per year
3 x 10
$40.00 per year
One lost key
$50.00
Both lost keys - Drill box
$500.00 min.
Miscellaneous Fees
Statement Copies
$5.00 / month
Returned Mail per statement
$2.00
Cashier's Check (payable to 2nd party)
$2.00
Cashier's Check - stop payment
$10.00 (if less than $2,500)
Cashier's Check - stop payment
$20.00 (for $2,500 and over)
Wire Transfer (in or out) domestic only
$10.00 (before 1:00 p.m.)
Wire Transfer (in or out) domestic only
$15.00 (after 1:00 p.m.)
FAX for members
No Charge
Tax Levy / Garnishment processing fee
$25.00
Research Fee - 1st Hour
$25.00
Research Fee - each additional hour
$10.00
Duplicate lien release request
$10.00
Close account(s) at member request and open new accounts (no charge for fraud w/police report filed)
$25.00 EACH sub account
Member generated NSF
$35.00
Early account termination (less than 6 months)
$25.00
Early loan termination (less than 30 days)
Greater of $100 / 30 days interest
3rd Party NSF check
$35.00
Shared Branch Returned Item Fee
up to $35.00
Late Loan Payment Fee
5% after 15 days
Internet Branching Fees
Not using edocuments
$2.00 / month
Bill pay inactivity
$2.00 / month
*Checks reported lost or stolen will NOT have a stop payment fee charged
**Fee applied only if check or ACH tries to clear accounts
