Share Rates
Type
Opening Deposit
Tiers
Dividend Rates
APY*
Master Share
$25.00
$0.00 - $24.99
0.00%
0.00%
$25 - $9,999.99
0.075%
0.075%
$10,000+
0.10%
0.10%
Share Drafts
$100.00
$2,500+
0.05%
0.05%
IRA's
$25.00
3.00%
3.04%
Share Certificates
Term
Min. Balance
Rate
APY*
6 Months
$5,000.00
3.75%
3.80%
12 Months
$5,000.00
3.50%
3.55%
24 Months
$5,000.00
3.00%
3.04%
36 Months
$5,000.00
1.25%
1.25%
48 Months
$5,000.00
1.35%
1.35%
60 Months
$5,000.00
1.50%
1.51%
IRA Certificates
Term
Min. Balance
Rate
APY*
24 Months
$5,000.00
1.25%
1.25%
36 Months
$5,000.00
0.60%
0.60%
48 Months
$5,000.00
0.65%
0.65%
60 Months
$5,000.00
0.65%
0.65%
*APY = Annual Percentage Yield
Fees could reduce the earnings on the account
Advertised Rates are subject to change without notice
For Fees and Other Terms, please contact a member services representative.
Rates current as of February 25, 2026.
