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Share Rates

Type
Opening Deposit
Tiers
Dividend Rates
APY*
Master Share
$25.00
$0.00 - $24.99
0.00%
0.00%
 
 
$25 - $9,999.99
0.075%
0.075%
 
 
$10,000+
0.10%
0.10%
Share Drafts
$100.00
$2,500+
0.05%
0.05%
IRA's
$25.00
 
0.45%
0.45%

Share Certificates

Term
Min. Balance
Rate
APY*
12 Months
$5,000.00
3.50%
3.55%
24 Months
$5,000.00
3.00%
3.04%
36 Months
$5,000.00
1.25%
1.25%
48 Months
$5,000.00
1.35%
1.35%
60 Months
$5,000.00
1.50%
1.51%
 

IRA Certificates

Term
Min. Balance
Rate
APY*
24 Months
$5,000.00
1.25%
1.25%
36 Months
$5,000.00
0.60%
0.60%
48 Months
$5,000.00
0.65%
0.65%
60 Months
$5,000.00
0.65%
0.65%

*APY = Annual Percentage Yield
Fees could reduce the earnings on the account
Advertised Rates are subject to change without notice
For Fees and Other Terms, please contact a member services representative.

Rates current as of November 26, 2024.

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Online visa account access

First Carolina People’s Credit Union
(physical location)
201 E. Ash Street
Goldsboro, NC 27530

Call or Text: (919) 736-0885
Toll-free:  (800) 452-4021
memberservice@fcpcu.com

ABA/Routing Number:   253175834

VISA Credit Cards:
(888) 999-3363
Lost/Stolen Debit Cards:
(833) 933-1681
VISA Debit Card Disputes:
(866) 279-1399

Equal hounsing opportunity
Your savings are federally insured up to $250,000 by NCUA