Share Accounts

Share (Savings) Account

Our savings account, or “share” account, not only allows members to save but “share” in the dividends and benefits offered by FCPCU.

A share account is the basic savings account that establishes your credit union membership. Dividends are paid on balances of $25 and over, calculated on the average daily balance, paid and compounded quarterly.

There is a limit of 20 non-currency items per day to be processed on personal accounts.

Here's the better alternative to bank checking, our credit union share draft account. Credit union drafts are used just like checks - to pay bills, make purchases, get cash - but with important advantages, like NO service fees for regular use and NO per check charges. Monthly statements are provided for your convenience. Overdraft protection is available.

There is a limit of 20 non-currency items per day to be processed on personal accounts.

Each member's account is federally insured to at least $250,000 (with separate coverage of up to $250,000 for IRA’s) and backed by the full faith and credit of the National Credit Union Administration, a United States Government Agency.