Vehicle Loans
Loans are available for all good purposes. Interest rates are very competitive and may vary according to the purpose of the loan and collateral offered.
All credit union loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. This can save you hundreds of dollars over the life of a loan.
Ask your loan officer about loan protection and credit disability insurance. Both are available at a minimal cost.
New & Used Car Loans
Whether you want a new or used vehicle, you may finance it through us. Preview our loan rates, complete an online application today, and drive in your new car tomorrow.
Are you looking to buy a car or truck but want to do some research first? We have assembled a whole host of services to help you get the most for your money, with as little hassle as possible. Just visit our car buying information page.
Boat Loans
Get ready to sail away. If you have been looking to get that special boat for your weekend getaways, Your Credit Union can help. Whether new or used, your Credit Union can finance your dreams at an excellent rate. Complete an online application today to get started.
Motorcycle Loans
Getting ready for a road trip? First Carolina People's Credit Union can help you by financing your motorcycle purchase at a great rate. Get pre-approved today by completing an online application - it is your first step to owning your own dream machine.
Need Help?
If you have any questions or need assistance, don’t hesitate to contact us. We’re here to help you every step of the way.
All loan requests are responded to promptly and in the strictest of confidence.
Vehicle Loan Rates
Finance up to 80% of MSRP according to Black Book
Finance up to 80% of Black Book^
Finance up to 90% of Black Book^
** Vehicle with Salvage Titles - up to 70% of Black Book Average retail
^ Used vehicle less than 150,000 miles
