Loan Rates

Vehicle Loan Rates

Type

APR^{^}

Maximum Term

New Vehicle Loan
Finance up to 80% of MSRP according to Black Book

Starting at 5.25%

84 Months

New Vehicle Loan 90% financing

Starting at 6.25%

84 Months

New Vehicle Loan 100% financing

Starting at 7.25%

84 Months

Used Vehicle Loan
Finance up to 80% of Black Book^

Starting at 6.25%

84 Months

Used Vehicle Loan
Finance up to 90% of Black Book^

Starting at 7.25%

84 Months

Used Vehicle Loan 100% financing^

Starting at 8.25%

84 Months

*APR=Annual Percentage Rate
** Vehicle with Salvage Titles - up to 70% of Black Book Average retail
^ Used vehicle less than 150,000 miles

Personal Loan Rates

Type

APR^{^}

Maximum Term

Open-End Loans

Overdraft Line of Credit (limits $500 to $2,000)

Starting at 8.00%

Monthly payment is 5% of limit

Open-end Personal Loan

Starting at 8.00%

84 Months

Share Secured Loan

3.75%

Min. Payment is Interest Due

Certificate Secured Loan

Rate of Certificate + 3%
(minimum 3.75%)

Min. Payment is Interest Due

Closed-End Loans

Personal Loan

16.00%

84 Months

Comaker Loan

Starting at 13.00%

60 Months

Quick Cash Loan

15.00%

APR will be determined at time of application based on member-applicant qualifications.

Other Secured Loan Rates

Type

APR^{^}

Maximum Term

New Boat

Starting at 8.25%

96 Months

Used Boat

Starting at 8.25%

96 Months

New RV / Camper / Trailer / Pop-up / Fold-down

Starting at 8.25%

120 Months

Used RV / Camper / Trailer / Pop-up / Fold-down

Starting at 8.25%

84 Months

Mobile Home Loans (new without land)

Starting at 7.03%

Singlewide - up to 25 years

Doublewide - up to 30 years

Mobile Home Loans (used without land)

Starting at 8.03%

Singlewide - up to 25 years

Doublewide - up to 30 years

Mortgage Loan Rates

Type

APR^{^}

Maximum Term

Land

Starting at 10.75%

10 years

Vacation Home Loan

Call us for current rate

20 years

Home Equity Line of Credit

Call us for current rate

25 years

First Mortgage Loan

Call us for current rate

30 years

Credit Card Rates

Type

APR^{^}

Minimum Payment

VISA Credit Card

Starting at 8.00%

Minimum $25 Monthly or 3% of Balance