Payment Protection
Credit Disability and Life Insurance
Credit Disability and Life Insurance can help ease the financial stress for you and your family should you be out of work due to a total disability or in the event of your death. They are both available at a nominal charge. Premiums are based on your monthly loan balance and will decrease as your loan balance is paid.
Credit Disability will make your loan payments on your First Carolina People's Credit Union loan if you were to become totally or continuously disabled by a covered sickness or illness.
Credit Life will pay off your First Carolina People's Credit Union loan upon your death, up to the policy maximum.
Ask your loan officer for more information and a free quote.
Guaranteed Asset Protection (GAP)
Vehicle loan protection for what your auto insurance may not cover for a wrecked vehicle.
Guaranteed Asset Protection (GAP)
Vehicle loan protection for what your auto insurance may not cover for a wrecked vehicle.
VISA Credit Cards
Your FCPCU Visa® card can be used to purchase that special outfit, to take that well-earned vacation or to manage your everyday expenses.
