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Home Loans

Home Equity Loans

A home equity loan can help you with major expenses like college education, weddings, and home renovations or to consolidate your bills. Rates are low and that means you could save a lot. Your credit union offers this financial option that allows you to:

  • Get more for your money with our low rates
  • Put the equity in your house to work for greater borrowing power
  • Avoid paying high interest rates that other types of loans require

A home equity loan may be the right solution for putting the money you need into your hands. Find out how you can take advantage of low rates and payments. Call or stop by and speak to a member of our loan department.

First Mortgages

Current mortgage got you tied up in knots? Maybe you never got the chance to refinance at a lower rate. Or you are purchasing a new home, whatever the reason, now is the time to contact us with questions about a mortgage.

Speak with a loan officer while rates are still low! Don't delay!

Mobile Home As Mortgage

If your mobile home is on land you own and is on a PERMANENT foundation, the credit union can make a mortgage on your home. Call today for more information.

Other Types of Home Loan Programs

  • Vacation Home Loans
  • Land Loans
  • Mobile Home Loans (Doublewide & Singlewide)

All loan requests are responded to promptly and in the strictest of confidence.

Home Loan Rates

Type
APR^
Maximum Term
Land
Starting at 10.75%
10 years
Vacation Home Loan
Call us for current rate
20 years
Home Equity Line of Credit
Call us for current rate
25 years
First Mortgage Loan
Call us for current rate
30 years

 

FIRST CAROLINA PEOPLE’S CREDIT UNION complies with the Secure and Fair Enforcement or Mortgage Licensing Act, “Safe Act”.

Information regarding registration of our mortgage loan officers is made available through the Nationwide Mortgage Licensing System & Registry, “NMLS” at http://www.nmlsconsumeraccess.org.

FIRST CAROLINA PEOPLE’S CREDIT UNION
NMLS ID 410827
201 E. ASH STREET
GOLDSBORO, NC  27530

CRYSTAL W. GRANT
NMLS# 447135
201 E. ASH STREET
GOLDSBORO, NC 27530

PRISCILLA C. FREDERICK
NMLS# 447137
201 E. ASH STREET
GOLDSBORO, NC 27530

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First Carolina People’s Credit Union
(physical location)
201 E. Ash Street
Goldsboro, NC 27530

Call or Text: (919) 736-0885
Toll-free:  (800) 452-4021
memberservice@fcpcu.com

ABA/Routing Number:   253175834

VISA Credit Cards:
(888) 999-3363
Lost/Stolen Debit Cards:
(833) 933-1681
VISA Debit Card Disputes:
(866) 279-1399

Equal hounsing opportunity
Your savings are federally insured up to $250,000 by NCUA