If you’re concerned about identity theft, data breaches, or someone gaining access to your credit report without your permission, you might consider placing a credit freeze on your report.

    Equifax
    https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp
    800-685-1111

    Experian
    https://www.experian.com/ncaconline/freeze
    888-EXPERIAN (888-397-3742)

    Transunion
    https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp
    888-909-8872

You'll need to supply your name, address, date of birth, Social Security number and other personal information.

After receiving your freeze request, each credit bureau will provide you with a unique PIN (personal identification number) or password. Keep the PIN or password in a safe place. You will need it if you choose to lift the freeze.