Boat & Recreational Vehicle Loans

With competitive rates on loans for all types of campers, watercraft and recreational vehicles, First Carolina People’s Credit Union can make the financing process easy so you can spend more time finding the boat, camper or watercraft that’s perfect for you.

From trailers to fishing boats to motor boats for the whole family, First Carolina People’s Credit Union can help you finance what you’ve always dreamed of owning!

Enjoy these benefits:

Competitive rates
Flexible payment terms
Automatic payments
Convenient payment options - weekly, bi-weekly, semi-monthly or monthly
Loan Protection options to protect your investment

So what are you waiting for? Enjoy the best of the Carolina's outdoors. We are here for you every step of the way. Let us help you start soaking up the savings today!

To apply, simply connect with your credit union representative at (919) 736-0885, stop by our office branch or apply online.

Apply Now

Boat & RV Loan Rates

Type

APR^{^}

Maximum Term

New Boat

Starting at 8.25%

96 Months

Used Boat

Starting at 8.25%

96 Months

New RV / Camper / Trailer / Pop-up / Fold-down

Starting at 8.25%

120 Months

Used RV / Camper / Trailer / Pop-up / Fold-down

Starting at 8.25%

84 Months

Mobile Home Loans (new without land)

Starting at 7.03%

Singlewide - up to 25 years

Doublewide - up to 30 years

Mobile Home Loans (used without land)

Starting at 8.03%

Singlewide - up to 25 years

Doublewide - up to 30 years

^APR = Annual Percentage Rate
Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. Other loan types available - Contact us for more information.

Rates accurate as of October 1, 2024.

Estimate Your Payments

Please note that these calculators are provided for informational and planning purposes only. They do not constitute an offer to extend credit. Actual results may vary.