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Fee Schedule

 

Telephone
Goldsboro:
1-800-452-4021 or
1-919-736-0885

Mailing Address:
P.O. Box 1637
Goldsboro, NC 27533

Physical Address:
201 E. Ash Street
Goldsboro, NC 27530

Email Address:
memberservice@fcpcu.com






Schedule of Fees

Drafts
  
NSF Check $35.00
**Stop Payments $35.00
Check Copy (each) $3.00
Share Transfer $5.00
(that CU has to do) (per transfer)
Returned item for uncollected funds fee $5.00
Clear item / deposit pending $5.00
VISA Debit Cards
  
Share Transfer $5.00
(that CU has to do) (per transfer)
Worn / Damaged Card replacement No Charge
Lost Card or PIN # $5.00
Each additional lost card or PIN # $20.00
Reinstatement of card $25.00
NSF recurring transaction $35.00
Share Accounts
  
Below $25.00 required balance $2.00 / month
Dormant Accounts $2.00 / month
(after 3 years dormant-balance below $2500)
IRA's
  
Below $25.00 required balance $1.00 / month
Inactivity fee (inactive for 1 year) for balance under $500 $1.00 / month
Close IRA (if under 59.5 and not deceased $25.00
VISA Credit Card
  
Automatic transfer of monthly payments $3.00 / month (at member request)
ACH
  
NSF ACH $35.00
**Stop Payments $35.00
Share Transfer $5.00
(that CU has to do) (per transfer)
Skip or postpone origination $5.00
One time origination $5.00
Clear item / deposit pending $5.00
Miscellaneous Fees
  
3x5 Safe Deposit Box $20.00 / year
3x10 Safe Deposit Box $30.00 / year
Interim Statement $1.00
Statement Copies $1.00 / month
Returned Mail per statement $2.00
Cashier's Check (payable to 2nd party) $2.00
Mailed Cashier's Check (payable to 2nd party) $4.00
Cashier's Check Stop Payment $10.00 (if less than $2,500) $20.00 (for $2,500 and over)
Wire Transfers (in or out) $10.00 (before 1:00 p.m.)
Wire Transfers (in or out) $15.00 (after 1:00 p.m.)
FAX - first page No Charge
Tax Levy / Garnishment processing fee $25.00
Research Fee - 1st Hour $25.00
Research Fee - each additional hour $10.00
Duplicate lien release request $10.00
Member generated NSF $35.00
Early account termination (if account closed within 6 months) $25.00
3rd Party NSF check $35.00
To close accounts at member's request and open new accounts (no charge for fraud activity WITH police report filed) $25.00 for EACH sub account that is closed and a new sub account opened
Internet Branching Fees
  
Not using edocuments $2.00 / month
Bill pay inactivity $2.00 / month


**Fee applied only if check or ACH tries to clear account.

*Checks reported lost or stolen will NOT have a stop payment fee charge.

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